Yes, that can happen.
Everything becomes more complicated as your estate grows. The more assets you have, the more tax implications and hands are in the pot.
There are also different levels of planning you can buy, depending on how much you are willing to spend. For example, you could set up an offshore trust in Nevis. You’d have to pay $25,000 just to get your foot in the door.
This is one of the reasons we recommend starting the Estate Planning process as soon as you have assets worth preserving, even if it isn’t much. This will simplify things as you grow because you have already established a baseline and organized your current assets.